Milk Chocolate (74%), (sugar, cocoa butter, skim milk powder, cocoa mass, whey (milk), vegetable fat (palm oil SG), full cream milk powder, butter oil (milk) Emulsifier: Rapeseed Lecithin (E322), Glazing agents: gum arabic (E414), shellac (E904). Banana Chips (sugar, coconut oil) (26%). Milk chocolate contains vegetable fat in addition to Cocoa Butter. Cocoa solids 20% min, Milk solids 20% min.